We work with our clients to find creative financial solutions to complex and sometimes difficult financial situations.
Buy to Let Mortgages
As a buy to let mortgage broker we have sourced many competitive mortgages for landlords and portfolio investors. Satisfying the criteria most lenders require can be difficult. These include being an experienced landlord with a minimum income of £25,000, There are other restrictions on purchasing property from ones own limited company. However it is still possible to arrange:
- Become a first time landlord.
- No proof of income, rental income only.
- Bridge to let when refurbishing.
- Gifted deposit mortgages.
- Interest only for the full term.
- Split Titles of adjacent properties.
Borrow up-to 85 years of age.
New builds, with completion certificate.
Limited companies can own the properties.
Purchase from your own limited company.
When an elderly couple’s son tragically died they were left with a mountain of various debts after inheriting his estate. A property within that estate was pivotal to resolving their financial situation. The property was assessed and rented out at a good market price. Despite the couple's age, a buy to let facility was arranged which discharged the debts and provided a good income stream.